In today's increasingly rich material life, everyone can't live without money. How to spend money is what every parent should think about. Don't let the incorrect way of giving affect the future of children.
01
What is pocket money
The pocket money is the money that parents give their children to spend freely. Although the amount is generally not large, I believe that children like to get pocket money because they can buy things they want, such as cartoons, candy, small toys, etc.
02
When to give pocket money
Parents can give some pocket money from the first grade. The younger the child is, the shorter the time interval for giving money. For example, young children can be given twice or three times a week, and senior children can be given once a week or half a month.
03
How much allowance is appropriate
There is no uniform standard for the amount of pocket money given to children. Parents can determine it according to the economic situation of each family and the self-control of children.
However, the amount of each time must be fixed (for example, 10 yuan per week, not 8 yuan at times and 15 yuan at times), so that children can have a clear idea. It is convenient for children to spend the money reasonably.
Misunderstanding of pocket money for children
If you have change in your hand, you can easily pass it to your child;
Let children complete various tasks assigned by parents to "earn" money;
Give money unconditionally if children want it;
Give money regularly and ask children to spend it responsibly.
Which of the above methods do you think is correct? There is no doubt that only the last method is correct. The most important thing is that pocket money can help children gain life experience from the process of spending money.
01
Pocket money is related to housework
As children grow older, it is natural for them to do some housework at home. Parents should never tell their children to "tidy up the room quickly, or there will be no pocket money next week".
Or "reward" the child by saying, "Give you five yuan and throw the garbage into the trash can downstairs." The consequences of this will make the child have the idea that everything must be paid, and make the child lose love and responsibility for the family.
02
Connect pocket money with love for children
Some parents give their children a large amount of pocket money to show their love for their children. In fact, pocket money has nothing to do with love, and parents should not use pocket money to "buy people's hearts".
How parents guide children to use pocket money
01
Give children maximum freedom
Giving children pocket money means that the money is at their own disposal. If we interfere excessively, we will completely lose the significance of using pocket money to cultivate children's consumption plan and financial management ability.
In fact, children are "fooled" in using pocket money, which is also a way for children to accumulate experience. For example, if a child is attracted by "eating crispy noodles and collecting small cards", we might as well let him try it again. When he finds that he has spent all his pocket money to buy a box of crispy noodles and can't collect all the pictures, the parents will explain the reason to the child properly, and he will wake up.
02
Learn to budget and keep accounts
At the beginning of giving children pocket money, children may not have a reasonable sense of consumption, so it is very useful to let children learn to budget and keep accounts.
Parents can properly guide their children, such as the average amount of money per day, the maximum consumption per time, and so on. Prepare a small account book for children to record every money they spend, and cultivate their ability to plan money.
03
Don't let children become selfish
Parents should avoid spending their children's pocket money only on themselves. Some children are very stingy when they have pocket money. They buy things and enjoy them themselves. They also say, "This is my money, not for you!" Don't let others touch it.
If parents encounter this kind of situation, don't just laugh, but tell their children that love is mutual. No matter at home or among friends, only those who know how to share will be welcomed.
Parents can encourage their children to use part of their pocket money to express their love, such as buying small gifts for lonely old people, or putting some money in the love donation box I believe that these love education will bring positive and positive effects to children's growth.
In short, the purpose of giving children pocket money is to let them learn to spend money. Let children really understand the concept of money, let them spend money in a planned way, and form a correct view of money.